THE DIFFERENTIATING FACTORS OF LIFE INSURANCE OWNERSHIP A CASE STUDY OF INDONESIA

Hermawati, Sri (2012) THE DIFFERENTIATING FACTORS OF LIFE INSURANCE OWNERSHIP A CASE STUDY OF INDONESIA. 2012 SIBR Conference on Interdisciplinary Business and Economics Research. (Submitted)

[img]
Preview
Text
THE DIFFERENTIATING FACTORS OF LIFE INSURANCE OWNERSHIP A CASE STUDY OF INDONESIA_UG.pdf - Submitted Version

Download (120Kb) | Preview

Abstract

Despite a decrease in the amount of life insurance industry during 2000 to 2009 the growth of life insurance premiums are always higher than growth in other types of insurance premiums. This indicates the higher insurance ownership in the community. This study aims to find out if there a difference between those who have life insurance with a group that did not have life insurance. The research also determine whether the variables that distinguish these holdings. Discriminant analysis used to determine the differentiating factor. The results showed that there is a difference between individuals who have life insurance with whom that does not have life insurance. Human capital, bequest motive and life insurance awareness are variables that distinguishing between those who have life insurance and a group that did not have life insurance.

Item Type: Article
Uncontrolled Keywords: human capital; bequest motive; absolute risk aversion; insurance awareness
Subjects: A General Works > AI Indexes (General)
Divisions: Fakultas Ekonomi > Program Studi Akuntansi
Depositing User: Mr Reza Chandra
Date Deposited: 28 Feb 2014 08:51
Last Modified: 28 Feb 2014 08:51
URI: http://repository.gunadarma.ac.id/id/eprint/1094

Actions (login required)

View Item View Item