MICRO FINANCE INSTITUTION (MFI) ANALYSIS AND MFI IMPLEMENTATION MANAGEMENT MODEL BASED ON ON-LINE INFORMATION TECHNOLOGY

Setyawan, Aris Budi and Oswari, Teddy and Muslim, Aris (2008) MICRO FINANCE INSTITUTION (MFI) ANALYSIS AND MFI IMPLEMENTATION MANAGEMENT MODEL BASED ON ON-LINE INFORMATION TECHNOLOGY. Proceeding, International Seminar on Industrial Engineering and Management. ISSN 1978-774X

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Abstract

year 1997 viewed as 'rescuer' in maintaining and recovery process of national economics good in pushing economic growth rate and absorption of labor. SME indicate that during period 2003 - 2006 more than semi growth of Indonesia economics come from middle and small scale effort contribution, even for year 2005 and 2006, have been able to contribute value economics of Indonesia more than 3%. This fact ought to progressively strengthen importantly SME’s role in economics of Indonesia. Target this writing is to give form alternative financing management model for SME’s in the portal form of financing management aspect based on information technology on-line is applicable and useful to improve effective, efficacy and efficiency of execution management financing by Micro Financial Institution (MFI) which have exist in Indonesian. Data gathered 167 obtained questionnaire of owner SME’s in Jabodetabek and supporter data like application form application of financing BRI, BCA, BNI and BDKI. Result of equal to 58,1% small scale enterprise with trade area, accessing financing of business 68,3% constraint faced stil centre around difficult problem in fulfilling clauses which there must be, the constrain relate to payment problem 12,6%. Acceptance to information technology 83,2% agreeing and can accept usage of information technology (on-line), for getting information 31.1% and communications 28,7%. Requirement SME’s financing portal on-line 53,3%, porta micro financing management on-line can be accessed in www.kredit-ukm.org. Key words: micro finance institution,implementation, information technology on-line

Item Type: Article
Uncontrolled Keywords: micro finance institution;implementation
Subjects: A General Works > AI Indexes (General)
Divisions: Fakultas Teknologi Industri > Program Studi Teknik Informatika
Depositing User: Mr Reza Chandra
Date Deposited: 28 Feb 2014 09:05
Last Modified: 28 Feb 2014 09:05
URI: http://repository.gunadarma.ac.id/id/eprint/1133

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