THE PHILOSOPHY OF FARMERS IN THE DEVELOPMENT OF PRODUCTS OF KALIMANTAN CREDIT UNIONS

Mecer, A.R. THE PHILOSOPHY OF FARMERS IN THE DEVELOPMENT OF PRODUCTS OF KALIMANTAN CREDIT UNIONS. The First International Credit Union Conference on Social Microfinance and Community Development, BKCU Kalimantan - Gunadarma University.

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Abstract

Central Credit Cooperatives (Puskopdit) BKCU Kalimantan or Credit Union Kalimantan is also known as the Nusantara Credit Unions Federation because its members (primary credit unions) are spread throughout the country (i.e., West Kalimantan, East Kalimantan, Central Kalimantan, Papua, Java, Sulawesi, East Nusa Tenggara, Riau Islands, and Moluccas). BKCU kalimantan is a secondary credit union-a member of central credit cooperatives of Indonesia (CUCO Indonesia or INKOPDIT) which serves as National Credit Unions Federation. In designing and developing its products and services, BKCU Kalimantan adopts and implements the philosophy of farmers which characterizes its services. These services include: deposits; loans; and non-loans. Its management system is a combination between bank, cooperative, and a patterned protection guarantee which relates secondary and primary credit unions. Accordingly, credit unions have different characteristics from those deposit-loan units, financial services, and other relevant terms. Consistence of use of the term of credit union indicates its identity in moral economy movement. In accordance to this identity, its existence is well accepted by community at local and national levels and has positive impacts on improving people’s economy.

Item Type: Article
Uncontrolled Keywords: philosophy of farmers; product development systems; credit union of Kalimantan
Subjects: A General Works > AI Indexes (General)
Depositing User: Mr Reza Chandra
Date Deposited: 28 Feb 2014 10:15
Last Modified: 28 Feb 2014 10:15
URI: http://repository.gunadarma.ac.id/id/eprint/1223

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