MICRO FINANCE INSTITUTION (MFI) ANALYSIS AND MFI IMPLEMENTATION MANAGEMENT MODEL BASED ON ON-LINE INFORMATION TECHNOLOGY

Setyawan, Aris Budi and Oswari, Teddy and Muslim, Aris (2008) MICRO FINANCE INSTITUTION (MFI) ANALYSIS AND MFI IMPLEMENTATION MANAGEMENT MODEL BASED ON ON-LINE INFORMATION TECHNOLOGY. Proceeding, International Seminar on Industrial Engineering and Management. ISSN 1978-774X

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Abstract

Role of Small and MediumEnterprise (SME) especially since monetary crisis year1997 viewed as'rescuer' in maintaining and recovery process of nationaleconomics, good in pushing economic growth rate andabsorption of labor. SME indicate that during period 2003 - 2006 more than semigrowth of Indonesiaeconomics comefrom middle and small scale effort contribution, evenfor year 2005 and 2006, havebeen able to contribute valueeconomics of Indonesia more than 3%. This fact ought to progressively strengthen importantly SME’s role in economics of Indonesia. Target this writing is to give formalternative financing management model for SME’sin the portal formof financing management aspect based on information technologyon-line isapplicable and useful to improve effective,efficacy and efficiency of execution management financing by Micro Financial Institution (MFI) whichhave exist in Indonesian. Data gathered167obtained questionnaire of owner SME’s in Jabodetabekand supporter data like application formapplication offinancing BRI, BCA, BNI and BDKI. Result of equal to58,1%small scale enterprise with trade area, accessing financingofbusiness 68,3% constraint faced still centre around difficult problemin fulfilling clauses which there must be, the constraint relate to payment problem 12,6%. Acceptance to information technology 83,2% agreeing andcan accept usage of information technology (on-line), for getting information 31.1% and communications 28,7%. Requirement SME’s financing portal on-line 53,3%, portal micro financing management on-line can be accessedin www.kredit-ukm.org.

Item Type: Article
Uncontrolled Keywords: micro finance institution; implementation; information technologyon-line
Subjects: A General Works > AI Indexes (General)
Divisions: Fakultas Ekonomi > Program Studi Akuntansi
Depositing User: Mr Reza Chandra
Date Deposited: 28 Feb 2014 11:01
Last Modified: 28 Feb 2014 11:01
URI: http://repository.gunadarma.ac.id/id/eprint/1253

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