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Please use this identifier to cite or link to this item:
http://hdl.handle.net/123456789/2505
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| Title: | Credit Demand Factors on Commercial Banks in Indonesia on The Period 2001 - 2010 |
| Authors: | Huzaynah, Shelly
Rukmi Wulandari, Pandam
Yartiwulandari, Dini |
| Keywords: | :Credit Demand
Interest Rate
Inflation
CAR
OCR |
| Issue Date: | 16-May-2011 |
| Publisher: | Gunadarma Press |
| Abstract: | The research aims to know the factors that affect demand for working capital and investment loan on
commercial banks in Indonesia on the period 2001 -2010. The dependent variable in this research is
demand of bank credit, and the independent variables are interest rate, inflation, Capital Adequacy Ratio
(CAR), and Operational Cost Ratio (OCR).Data used in this research are secondary data obtained from
Indonesian Bank on the period 2001 -2010, which used multiple linear regression analysis method. The
results shows that CAR has significant affects on credit demand. Interest rate, Inflation, and OCR have no
significant affect on credit demand. |
| URI: | http://hdl.handle.net/123456789/2505 |
| ISBN: | 978-979-1223-94-2 |
| Appears in Collections: | Published Article Ekonomi
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