Micro Credit Contribution on Small Scale Enterprise: A Case Study Based in Cimanggis District

Abstract

The purpose of this study was to discover to what extent and how microfinance in Indonesia provide effective financial services to small scale enterprise (SSE) so that viable programming to enhance or encourage entrepreneur access to finance can be best constructed. The study included a desk review of literature, as well as case study research on microfinance contribution in some SSE in Cimanggis district. The sampling methodology was designed to compare two groups of respondents (SSE), where both groups were selected from business category (food and convenience).We used questionnaire to collect data. Based on the findings, conclude the microfinance institution allows significant improvements in SSE revenue.