ANALISIS PENILAIAN FAKTOR-FAKTOR YANG MEMPERNGARUHI PEMBERIAN KREDIT PADA USAHA MIKRO DENGAN MODEL DISKRIMINAN PADA KJKS BERKAH MADANI

Abstract

This study aimed to determine the factors that influence whether or not giving proper credit to micro businesses on Blessing KJKS Madani. Research using 100 samples obtained directly from KJKS Blessing Madani, who was taken by using Random Sampling technique. The Discriminant Analysis for Two Groups are used to analyze the feasibility of granting loans

at Blessing KJKS Madani, whether included in the group who deserve credit or groups who do not deserve credit. This analysis was done with the help of SPSS software version 17. Results of hypothesis testing showed that the variables age, times and assurance that influence whether or not credits worthy, while other variables are variable loans, installment and Dependant variables did not hamper the proper of the credit.