Factor Analysis - External Factors Affecting The Financing Products (Murabahah And Mudharabah) Case Study In Bank Muamalat Indonesia Tbk.

Abstract

The development of Islamic banking in Indonesia is not currently supported by the rapid growth of other products financing. Hence researchers discussed how to influence the bank wadiah Indonesia certificates, third party funds, inflation, investment credit and working capital loans to finance murabaha and mudaraba. And in this study using data from the Bank Muamalat Indonesia since the year 2003-2010. Model studies of Multiple Linear Regression Analysis is a model used to determine the relationship between the independent variables with the dependent variable, where the dependent variable is influenced by more than one independent variable. The purpose of this thesis is to investigate the influence of the percentage contribution of each variable (wadiah Bank Indonesia certificates, third party funds, inflation, investment credit and working capital loans). The analysis showed that not all the factors studied had a significant effect. In Murabaha and Mudaraba Financing only variable Wadiah Bank Indonesia Certificates (SWBI), Third Party Funds (TPF) and the Investment Credit (Invcr) a significant effect on such financing.